Thursday, March 29, 2012

Love It or List It?

This titled show on HGTV seems like it was created just for my husband and I in our current situation.  We have been on the hunt for a larger house and more space for quite some time now.  Although, we love the interior of our house and all the love and sweat equity we've put into it to make it our own.  And because of the lack of affordable houses that meet our needs, I've been designing additions to our house to make it more functional.  If money were no object, we would just build our dream home.  Our dreams in a nutshell are to own up to one full acre of land, have a little more living space and relocate out of the flood zone.  We want the same thing as many...our own little slice of suburbia heaven pie.  The thing that nags at me more than anything else, though, is the battle over financial freedom versus dream living.  I am the type that enjoys playing the math game, always seeing how much a loan truly costs and how much you can save with additional payments.  I have recently set us on a new course to tackle two large loans in three years before needing a newer car.  And then I figured we could possibly pay our mortgage off in eight more years from that point, which is extremely tempting.  But that 'American Dream' urge still exists and tugs at us often.  Especially when we can't open our windows without breathing in the neighbors cigarette smoke or sit in our yard without hearing the constant traffic noise from our National Road which is just a couple doors away.  Financial freedom will afford us much nicer vacations but that's still only three weeks out of the year.  Whereas, if we move, our daily lives could be more enjoyable yet we'd have the stress of starting over on a mortgage loan.  So, stay tuned to see if logic or dreams win out.  I'm very curious myself to see where this will take us. 

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